As a Licensed Insolvency Trustee, we offer professional guidance and support while we facilitate the administration of bankruptcies and consumer proposals. We help you clear your debt in a respectful and understanding environment. Our approach is unique, based on the feedback and experience of our clients and partners. We provide the information in a way best suited to you so that you can take control of your finances immediately. Our main office is based in Mississauga and we have the ability to meet throughout the GTA. We understand many of our clients are stressed about debt and confused as to what to do next; that is why we should be your choice for debt resolution. We provide a more personalized approach to debt solutions, making sure we understand your individual needs and are accessible to provide the answers. There is life after debt. We will work together to help you reset your financial future.
Debt relief is possible with a Consumer Proposal
The Bankruptcy and Insolvency Act allows you to make a consumer proposal to your creditors to; reduce the amount of your debt, extend the time you have to pay off the debt, or some combination of both. For example, a proposal will attempt to settle your debt asking creditors to accept being paid a percentage of your debt over a period of time, interest free. When you file a consumer proposal, your unsecured creditors will not be able to initiate or continue legal or collection actions against you.
Debt relief is possible with a Bankruptcy
Bankruptcy is a legal process under the Bankruptcy and Insolvency Act . Because you are unable to pay your debts, you assign all of your assets, except those that are exempt by law, to a Licensed Insolvency Trustee. This process relieves you of most debts and legal proceedings against you by creditors should stop. We will assess your personal circumstances and outline what your responsibilities are during your bankruptcy and more importantly, move quickly to stop all collection calls or garnishments against you.